Attention homeowners in Wichita and Sedgwick County: Need an appraisal?

The top seven reasons Kansas homeowners use C & S Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a Kansas property tax assessment
Remove PMI to cut a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Kansas, where real estate property needs to be divided
To determine the true market value of real estate to settle an estate in Sedgwick County or the state of Kansas


	Own a home in or near Wichita, Kansas and need help determining the price of it? Contact C & S Appraisal Services.

At C & S Appraisal Services, we understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at C & S Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenge Sedgwick County's assessment of your property

If you live in a local area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from C & S Appraisal Services, LLC is your best weapon when contesting your property tax assessment.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your house is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. C & S Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency? C & S Appraisal Services offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion..